End-User License Agreement

1. Agreement

This agreement is between you and Northwest Fortune Solutions (the "Operator"), which operates the application at nwfortunesolutions.com. The Operator is one person: me, Junior Fortunato. By signing in and accepting these terms you agree to them. If you do not agree, do not use the application.

Acceptance is a real step, not a formality: the application will not finish setting up your account until you tick the box, and the date and version you accepted are recorded against your account and returned in your data export. This agreement is the contract referred to in section 4 of the Privacy Policy as the basis on which your account is run.

You must be at least 16 years old to hold an account here. We do not collect or verify anyone's age, so this is a condition of holding one rather than something we check — if we learn an account belongs to someone younger, we will close and erase it.

2. License

Subject to these terms, you are granted a limited, non-exclusive, non-transferable, revocable license to access and use this application for its intended purpose.

3. Acceptable use

You agree not to misuse the service, attempt to gain unauthorized access, interfere with its operation, or use it to violate any applicable law or the rights of others.

4. Accounts and access

You sign in with a Google account and are responsible for activity under it. Access is governed by the roles and permissions assigned to you and may be modified or revoked at any time. New accounts start with no access until an administrator grants a role.

5. Your data

Your use of the application is also governed by our Privacy Policy, which explains what we collect, why, how long we keep it, and the rights you can exercise, including exporting your data and asking for it to be erased. Nothing in this agreement limits the rights that data protection law gives you, and where this agreement and the Privacy Policy disagree about how your personal data is handled, the Privacy Policy governs.

5a. AI-assisted features (acceptable use)

The application offers optional AI-assisted features that generate suggestions, summaries, and assessments. You agree to the following when you use them:

• Assistive only. AI output can be incomplete, inaccurate, or misleading. It is provided "as is" as an aid to your own judgement — do not rely on it as the sole basis for any consequential decision (for example, granting or removing someone's access) without independent review.
• Third-party processing. Using a feature that processes your profile data may send that data to a third-party AI provider, and only ever with your consent — see the Privacy Policy, sections 6 and 6a. AI processing is off unless you turn it on, and you can withdraw consent at any time from your profile. One feature sits outside that promise on purpose: a digest over the application's own operational and audit records can include the account addresses that appear in those records. It is described in the Privacy Policy, section 6a, and if you invoke it you are invoking it over other people's records as well as your own.
• No misuse. You must not use the AI features to attempt to extract other users' personal data, to circumvent access controls or these terms, to generate unlawful or harmful content, or to submit information you are not authorised to share.

6. Availability

The application is provided "as is" and "as available", without warranties of any kind. We do not guarantee that it will be uninterrupted or error-free, and we may modify, suspend, or discontinue any part of it.

If you are a consumer, that disclaimer applies only as far as the law where you live allows it. Nothing here removes the rights consumer law gives you about whether digital services are as described and fit for purpose, or the remedies that come with them. In the European Economic Area and the United Kingdom those rights cannot be signed away, and this agreement does not attempt to.

7. Limitation of liability

To the maximum extent permitted by law, the Operator is not liable for any indirect, incidental, or consequential damages, or for any loss of data or profits, arising from your use of the application.

Nothing in this agreement excludes or limits liability that cannot lawfully be excluded or limited. That includes liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, and your right under data protection law to compensation for damage caused by unlawful processing of your personal data. Where the law where you live sets a floor, that floor applies regardless of the paragraph above.

8. Governing law

These terms are governed by the laws of the State of Oregon, United States, without regard to its conflict-of-laws rules.

If you are a consumer, that choice does not deprive you of the protection of any mandatory rule of the law of the country you habitually live in, and it does not take away any right you have to bring proceedings in the courts of that country.

9. Changes

These terms may be updated from time to time. The version published here is the current one, and the date at the top of this page is when it last changed. We will not apply a change to you retroactively: what happened under an earlier version is governed by that version.

Where a change genuinely needs your agreement rather than your awareness, we will ask you for it. If you do not want to accept a new version, you can stop using the application and ask us to close your account under section 10 — you are never required to agree to keep what you already have.

10. Ending this agreement

You may end this agreement at any time by ceasing to use the application, and you can ask us to close and erase your account — see the Privacy Policy, section 8. We may end it by revoking your access if you breach it. Either way the license in section 2 ends, and what happens to your data afterwards is governed by the Privacy Policy, section 7 — including its account of what survives erasure, and for how long.

11. Contact

Questions about these terms: email me.